Understanding the SR-22 in Texas

Collin County DWI Defense Attorney

After a DWI, your license is suspended for a minimum of 30 days. If you wish to reinstate your license with the Texas Department of Public Safety, you will be required to pay a reinstatement fee and submit an SR-22 form.

What is it?

The SR-22 form, otherwise known as the Financial Responsibility Form is an endorsement attached to an existing automobile insurance policy that provides the DPS with proof that you have the minimum required insurance to legally drive in Texas.

Why the DPS May Require an SR-22

For some, their ability to drive hinges on the DPS having an SR-22 on record. The most common reasons the DPS could require you to get an SR-22 are:

• Conviction of a DWI
• Conviction of driving while under the influence of drugs
• Driving on a suspended license
• Multiple No-insurance tickets
• An unpaid judgment for a liability claim
• Excessive traffic violations

Minimum Liability Amounts in Texas

Each state has a slightly different breakdown of minimum insurance liability coverages. In order to drive in Texas, your insurance policy must have the following minimum liability coverages:

• $30,000 Limits for Bodily Injuries per person
  • For example:
    • Person A is injured and has $45,000 in medical bills
    • Person B is injured with $10,000 in medical bills
    • Person C is injured with $15,000 in medical bills
    • Persona D is injured with $10,000 in medical bills
  • Under the $30,000 limit for bodily injuries, Person A would only be insured by the drivers’ insurance up to $30,000. The rest of the $15,000 in injuries would likely be covered by the other driver’s insurance that was involved in the crash.
• $60,000 Limits for all bodily injuries to all persons in the vehicle.

Meaning, if four people are injured for a total of $100,000 in medical bills, the policy will only pay $60,000 of those.

• For example:
  • Using the breakdown above and assuming they filed claims in the order their names appeared, Person A would collect $30,000 from the driver’s insurance, and Person B could collect $10,000. Person C could collect $15,000 adding up to $55,000 total claimed. Finally, person D could only collect $5,000 because the driver’s policy will have reached its limits.

Talk to our Collin County DWI Defense Attorney Today

If you’ve recently been convicted of a DWI, obtaining an SR-22 is another step along the path of moving forward after your conviction. At Deandra M Grant & Associates, we can help you manage your DWI case by providing you with top-notch legal services. Attorney Deandra Grant has devoted her practice to understanding the science behind the Intoxilyzer 5000, field sobriety tests and blood alcohol content levels. When you’re facing a criminal conviction as serious as a DWI, don’t just hire any criminal attorney, call Deandra M Grant & Associate or visit www.conceptsr22.com for more information on what defenses are available to you.

Our case evaluations are always free – Call us today to find out your options!